Why rednecks don't drive Ferrari's

Lady: Do you drink?
Man: Yes
Lady: How much a day?
Man: three 6 packs
Lady: How much per 6 pack
Man: about $10.00
Lady: And how long have you been drinking?
Man: 15 years
Lady: So one 6 pack cost $10.00 and you have 3 packs a day which puts your spending each month at $900. In one year, it would be $10,800 correct?
Man: Correct
Lady: If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct?
Man: Correct
Lady: Do you know that if you hadn't drank, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari?
Man: Do you drink?
Lady: No
Man: So where's your Ferrari?